While you can never get rid of all the risk, you certainly can reduce it by minimizing factors. What you're talking about is fate. When it's your time, there isn't risk reduction.
A friend, Boom Operator on KC-135s, didn't feel right about flying one day, so he didn't. The aircraft he was supposed to be on, crashed on top of him when he was leaving base. Has nothing to do w/ risk reduction; purely chance...and some bad mojo.
I think risk reduction improves the chances of a better outcome. To say you might be better off staying in a dangerous situation because you might trip and kill yourself getting to safety, isn't risk reduction. If you have to trek under trees during a storm, you might be safer squatting down on the field.