Here is the thing... I love my current job, I have great colleagues, boss... everything is perfect. But...I always said I would rather do something I enjoy for less money than have a high wage and do something you hate. However... right now I am working in a state owned company and we belong to the group with lowest wages. Without a part time job that I do I would not even be able to get by and pay the rent. With part-time job, 60% of all my incomes goes to rent + bills, 25% is the most basic food, 10% is insurance and public transport pass and the remaining 5% is a reserve for things like presents, household items etc. Yesterday and today I came home from work by a night bus at 1AM and my wage is almost equivalent to the one our cleaning lady at work has, very close to the minimum wage. It is much better if you work in the private sector. But it was hard to find a job two years ago when I graduated... in private sector they always require you to have some work experience and it would also be difficult with the PhD.