I had a nearby lightning strike about 25' from my house. The bolt hit a pine tree, blew apart a bird house on it, tore a trench about 8" deep in the ground and entered my koi pond (fish survived), blew apart the pond pump and wire, fried all my electronics in the house and actually exploded a neighbors tv and he's 300' away. Moral of the story, keep your homeowners insurance up to date!